Balancing needs and wants with income can be complicated. Many people supplement their income and enjoy a higher standard of living by using credit cards, personal loans, or even home equity.
When credit rather than savings becomes the safety net however, consumers and their families become financial vulnerable.
Unexpected but inevitable financial emergencies are more difficult to overcome when debt levels are too high and there are no savings to fall back on. Download this report and learn how to take control of your debt, rather than your debt controlling you.